S Emerald Ave and W 120th St Unit 2


Unit:  S Emerald Ave and W 120th St Unit 2
Type:  Single Family New Home Construction
Size:  3 bd/2 ba, 1,500 sq ft
Neighborhood:  West Pullman
Approx. Closing:  December 2023
Unit Availability:  Available

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Expected Fair Market Value

This home will be sold with an affordable mortgage. Actual housing payments, regardless of Fair Market Value, will not exceed 30% of the buyer’s income. Please see our home financing page for more information on the structure of the loan that accompanies this home. 



This three-bedroom, two-bathroom single-family, two-story new-construction home is right across the street from the Major Taylor trail, around the corner from a Metra stop, and close to I-57 access. It features energy efficient appliances, windows and insulation, as well as a detached garage and enclosed backyard. Your choice of finishes.



West Pullman is a quiet, homeowner-filled community with nearby access to some state-of-the-art resources like The Ray and Joan Kroc Community Center and the Pullman Community Center. Large name-brand commercial stores near the highway entrances complement emerging commercial efforts on Halsted and Michigan. West Pullman residents are the heart of the neighborhood, engaging in block clubs, community events, and civic improvements.  


Home Features

All Habitat Chicago new-construction homes share the following features: 

  • Energy Star certified mechanical systems, windows, and Whirlpool appliances (stove and refrigerator included; dishwasher, microwave, washing machine and dryer optional)

  • A mix of high-end wood grain luxury vinyl tile, ceramic tile, and carpet flooring throughout

  • A selection of finishes for cabinets, laminate countertops, and flooring for homebuyers to personalize their home

  • Forced-air heating system

  • Built-in closets and storage 

  • Accessibility and aging-in-place elements like walk-in first floor shower, zero-step entry, reinforced bathroom walls for stability handles, lever-style door handles, accessible light switches, and wheelchair-navigable layouts 

  • Security doors

  • Detached garage

  • Back or side yard green space

  • Basic exterior landscaping and fencing

  • Solar-compatible roof (for installation after closing, at owner’s expense)


Third-Party Requirements

As a special purpose affordability lender and home builder, we participate in certain programs that help keep the homes affordable to qualified buyers. These programs sometimes come with requirements that are in addition to our typical program requirements. This home has the following requirements due to third-party funding sources:

  • Your loan may or may not be reduced by an amount equivalent to $10 per hour for every hour you volunteer on a construction site while in the program. (Requirement to be confirmed.)

  • Your mortgage will include a 5-year recapture agreement. This states that if you move out or sell your home within the first five years, you will be responsible for paying approx. $6,000. This is removed in its entirety after five years.   

  • Your qualifying household income cannot exceed 120% of AMI at closing.


Purchasing this Home

This home is a part of our Affordable Homeownership Program, which combines an affordable home loan with building the home. When applying for the loan with Habitat Chicago, you will indicate which home you wish to purchase. Follow the page numbers here to learn about the program and eligibility requirements.  



Please note: This map provides the approximate location of this unit. We will disclose the address during the application process. 


Floor Plans and Elevations 

Please note: These plans are for like units. We occasionally make small adjustments while building the homes to account for previous learnings and/or considerations.

First Floor Plan
Second Floor Plan
Garage Plan


(Back to Homes for Sale listing page.)


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