SERVICE RESOURCES

Are you looking for a service that we don’t cover? Hopefully we can point you in the right direction with this listing of area service providers.

 

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Low Cost Home Financing


Illinois Hardest Hit Program
Administered by the Illinois Housing Development Authority, this program offers financial assistance to homeowners who have experienced a reduction of income due to a hardship event.
>> (855)-873-7405, Illinoishardesthit.org

 

Illinois Housing Development Authority (IHDA)
The IHDA is a state agency that connects Illinois residents with certified lenders through their 1stHomeIllinois, Access Forgivable, Access Deferred, and Access Repayable loan programs. The IHDA also provides programs that offer down payment assistance for qualifying households.
>> 111 E. Wacker Drive, Suite 1000, Chicago, IL, 60601, (312)-836-5200, ihda.org 

 

Marquette Bank 
Marquette Bank offers its Affordable Housing Foundation Grant for first-time homebuyers to assist with down payments and closing costs. The 1st Home Illinois Program and Downpayment Plus Program are also offered through Marquette bank and provide financial assistance for down payments and closing costs. 
>> 615 W 31st St, Chicago, IL, 60616, (888)-254-9500, emarquettebank.com 

 

Neighborhood Housing Services (NHS)
NHS is a non-profit mortgage lender that offers financial assistance to new homebuyers and homeowners for the purchasing, refinancing, or rehabbing of a home. Programs include grants as well as down payment and/or closing cost assistance.
>> 1279 N. Milwaukee Ave suite 400, Chicago, IL, 60622, (773)-329-4111, nhschicago.org

 

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Homebuyer Counseling


Chicago Urban League Housing Department
Chicago Urban League programs include mortgage default counseling, predatory lending counseling, and first-time homebuyer counseling.
>> 4510 Michigan Avenue, Chicago, IL, 60653, (773)-285-1500, thechicagourbanleague.org 

 

Illinois Housing Development Authority (IHDA)
The IHDA is a state agency that offers financial literacy and pre-purchase counseling for homebuyers. These counseling sessions are free of charge and focus on first-time homebuyers. 
>> 111 E. Wacker Drive, Suite 1000, Chicago, IL, 60601, (312)-836-5200, ihda.org

 

Latin United Community Housing Association (LUCHA)
LUCHA is a housing development organization in Chicago that offers free public workshops in first-time homeownership, foreclosure prevention, and financial empowerment.
>> 3541 W. North Ave, Chicago, IL, 60647, (773)-276-5338, lucha.org

 

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Financial Education


Community and Economic Development Association of Cook County, Inc (CEDA) 
CEDA's Housing Counseling Program provides one-on-one and group counseling to homeowners, homebuyers, renters, and the homeless in Cook County to promote long-term financial stability. 
>> 567 W. Lake Street, Suite 1200, Chicago, IL, 60661, (800)-571-2332, cedaorg.net

 

GreenPath Debt Solutions 
GreenPath offers free debt-counseling services over the phone, on the internet, or in-person. During sessions, credit counselors assess each client’s financial situation and provide them with a customized budget and action plan.  
>> 20 N Wacker Drive, Suite 1928, Chicago, IL, 60606, (312)-629-6250, greenpath.com  

 

Housing Action Illinois
Housing Action Illinois is a statewide organization that focuses on affordable housing through policy advocacy and public education. Their website includes educational publications of research and analysis on financial issues such as rent-to-own contracts, rising housing costs, and monetary lending rights. 
>> 67 East Madison Street, Suite 1603, Chicago, IL, 60603, (312)-939-6074, housingactionil.org

 

Latin United Community Housing Association (LUCHA)
LUCHA’s free community workshops focus on financial decisions, financial stability, and innovative approaches to debt payment and savings. The workshop series seeks to help attendees build a reliable financial future.
>> 3541 W. North Ave, Chicago, IL, 60647, (773)-276-5338, lucha.org

 

Marquette Bank
Marquette Bank offers public seminars on financial education that address personal finance, homebuyer education, retirement planning, identity theft, estate planning, and college saving plans.
>> 615 W 31st St, Chicago, IL, 60616, (888)-254-9500, emarquettebank.com

 

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Foreclosure Prevention


Chicago Urban League Housing Department
The Chicago Urban League offers a Foreclosure Counseling Program in which housing counselors work as liaisons between homeowners and mortgage companies to create a plan for the defaulted homeowner. Some programs offered by this organization are in partnership with the Illinois Housing Development Authority.
>> 4510 Michigan Avenue, Chicago, IL, 60653, (877)-895-2455, thechicagourbanleague.org

 

Community and Economic Development Association of Cook County, Inc. (CEDA)
CEDA's mortgage delinquency and mortgage default counseling programs offer one-on-one and group counseling for those seeking to avoid foreclosure or access alternative housing to prevent homelessness.
>> 567 W. Lake Street, Suite 1200, Chicago, IL, 60661, (800)-571-2332, cedaorg.net

 

Illinois Hardest Hit Program
Administered by the Illinois Housing Development Authority, this program offers financial assistance up to $35,000 to struggling households that are facing foreclosure. 
>> (855)-873-7405, Illinoishardesthit.org

 

Illinois Housing Development Authority (IHDA)
The Illinois Housing Development Authority (IHDA) offers multiple programs for homeowners to prevent foreclosures, including a Mortgage Foreclosure Mediation Program as well as a Foreclosure Prevention Program.
>> 111 E. Wacker Drive, Suite 1000, Chicago, IL, 60601, (312)-836-5200, ihda.org

 

Latin United Community Housing Association (LUCHA)
The Housing Counseling Advocacy team at LUCHA works with households to mitigate potential and impending cases of foreclosure. LUCHA also offers post-purchase workshops to maximize homeownership retention.
>> 3541 W. North Ave, Chicago, IL, 60647, (773)-489-8484, lucha.org

 

Spanish Coalition for Housing
Trained bilingual counselors offer free-of-charge foreclosure prevention services at multiple locations throughout Chicago. 
>> 1922 N. Pulaski, Chicago, IL, 60639, (773)-342-7575, sc4housing.org
>> 1915 S. Blue Island Chicago, IL, 60608, (312)-850-2660
>> 9010 S. Commercial St.  Chicago, IL, 60617, (773)-933-7575

 

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Home Repair Services & Assistance 


City of Chicago Roof, Porch and Emergency Heating Repair Programs (formerly EHAP)
The City of Chicago provides these programs for income-eligible Chicago homeowners to assist with emergency home repairs. The enrollment period for the heating repair program runs through the winter, while the roof and porch program has a very limited enrollment period in the summer.
>> City Hall, 121 N. LaSalle St. Room 1000, Chicago, IL, 60602, (312)-744 3653, cityofchicago.org 

 

City of Chicago Small Accessible Repairs for Seniors (SARFS) Program
For income-qualifying Chicago residents who are 60 years or older, the City of Chicago offers this program to help senior citizens remain in their homes.  The SARFS program provides minor repairs including (but not limited to) wheelchair ramps, smoke detectors, grab bars, lever faucets, and door repairs.
>> City Hall, 121 N. LaSalle St. Room 1000, Chicago, IL, 60602, (312)-744-4190, cityofchicago.org

 

Latin United Community Housing Association (LUCHA) 
LUCHA provides assistance for home repairs through two programs: Emergency Housing Assistance and Small Accessible Repairs for Seniors (SARFS). LUCHA will assist all Chicago residents seeking to make their homes safe and accessible, but focuses on income-qualifying residents in Wards 01, 26, 30, 31, 35.
>> 3541 W. North Ave, Chicago, IL, 60647, (773)-276-5338, lucha.org

 

Neighborhood Housing Services of Chicago Inc (NHS) 
NHS offers affordable, fixed-rate home improvement loans through their Neighborhood Lending Services. Licensed, insured contractors must perform all home improvement work financed with NLS loans and an NHS Construction Specialist will be assigned to the project to guide residents through the construction process.
>> 1279 N. Milwaukee Ave suite 400, Chicago, IL, 60622, (773)-329-4111, nhschicago.org

 

Rebuilding Together
This national volunteer program provides free home repairs for income-qualifying homeowners that submit applications during select times of the year. Project focus areas within Chicago change each year and repairs are completed in one day with the help of community volunteers. 
>> (312)-201-1188, rebuildingtogether-chi.com

 

USDA: Single Family Housing Repair Loans & Grants 
This national home repair program provides loans to low income homeowners for repairs and/or modifications to improve the safety and utility of their homes. This program also provides grants to low income elderly homeowners to remove health and safety hazards from their residences.
>> (217)-403-6200, rd.usda.gov 

 

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Home Efficiency Services


Community and Economic Development Association of Cook County, Inc. (CEDA) 
CEDA's Home Energy Assistance Program offers financial assistance to income-qualifying residents in Cook County for their heating and cooling energy costs. This program also offers emergency furnace repairs and various grants to help cover the cost of home heating.
>> 567 W. Lake Street, Suite 1200, Chicago, IL, 60661, (800)-571-2332, cedaorg.net

 

Community and Economic Development Association of Cook County, Inc. (CEDA) 
The Illinois Home Weatherization Program is administered by CEDA and provides weatherization services to income-qualifying households. Services come at no cost to homeowners and repairs vary depending on the condition of the dwelling.
>> 567 W. Lake Street, Suite 1200, Chicago, IL, 60661, (800)-571-2332, cedaorg.net

 

Elevate Energy Home Savings Programs
Elevate Energy is a non-profit organization in Chicago that conducts low- or no-cost energy assessments for homeowners in Cook County. Qualifying households can receive weatherization improvements, LED lighting, programmable thermostats, advanced power strips, faucet aerators, showerheads, and pipe insulation. 
>> 322 S. Green St. Suite 300, Chicago, IL, 60607, (773)-269-4037, elevateenergy.org 

 

Illinois Department of Commerce
The Illinois Home Weatherization Assistance Program provides weatherization services to low income residents of Illinois. Services include air sealing, attic and wall insulation, furnace repair and replacement, and window and door insulation. 
>> (217)-785-2533, Illinois.gov

 

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Homeless Assistance 


Alliance to End Homelessness in Suburban Cook County 
This alliance organization acts as a planning body and resource hub for other organizations working to end homelessness. The Alliance seeks to standardize and expedite the process by which people at risk of homelessness are able to access shelter, housing, and resources.
>> 4415 Harrison Street, Suite 228, Hillside, IL, 60162, (708)-236-3261, suburbancook.org

 

Bridge Subsidy Program
This Illinois state program helps qualifying residents pay for rental housing as they seek permanent help through another program or are able to afford their own unit. Qualifying residents must be on a waiting list for rental assistance from a public housing authority or register for rental assistance when it is possible to do so.
>> 2601 W. Marquette, Chicago, IL, 60629, (312)-948-6503, dhs.state.il.us

 

Catholic Charities Emergency Services
The Emergency Assistance Department (EAD) of Catholic Charities provides assistance for families that are in need of guidance, clothing, and/or food. The EAD can connect people with community resources and offers short-term case management for public assistance troubleshooting. Catholic Charities also runs the New Hope Apartments Program (focusing on families with children under 18) and the Streets to Home Initiative (focused on the chronically homeless).
>> 721 N. LaSalle St., Chicago, IL, 60654, (312)-655-7500, catholiccharities.net

 

Chicago City Services 
The City of Chicago offers short-term assistance for people at risk of homelessness. These non-emergency City Services include financial assistance for housing costs, housing stability case management, and community-based shelters. 
>> 311 or (312)-744-5000 and ask for “Short Term Help,” cityofchicago.org 

 

Chicago Lights Social Services
The Social Service Center at Chicago Lights connects chronically homeless individuals with resources and makes referrals for them at public housing agencies in Chicago. 
>> 126 East Chestnut Street, Chicago, IL, 60611, (312)-981-3566, chicagolights.org

 

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Public Housing Authorities


Chicago Housing Authority (CHA)
The Chicago Housing Authority oversees public housing in Chicago and distributes Housing Choice Vouchers to eligible individuals and households. 
>> Multiple locations, main office at 60 E. Van Buren, #12, Chicago, IL, 60605, (312)-742-8500, thecha.org

Housing Authority of Cook County
The Housing Authority of Cook County offers assistance for those applying to public housing programs and Housing Choice Voucher Programs within Cook County. 
>> 175 W Jackson St. Chicago, IL, 60604, (312)-542-4851, thehacc.org

North Chicago Housing Authority
The North Chicago Housing Authority offers assistance to low- and moderate-income families who are seeking affordable housing opportunities. Programs include public housing buildings and Housing Choice Vouchers. 
>> 1440 Jackson St, North Chicago, IL, 60064, (847)-785-4300, northchicagohousing.org

 

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Senior Housing and Assistance


Assisted Living Facilities
This directory contains a list of all licensed facilities that offer assisted living and shared housing options for older adults in Illinois. Information in this directory can be viewed in a database format that allows users to filter information to fit individual needs.
>> Directory: idph.state.il.us

 

Caring.com
Caring.com is an online resource for people exploring options for assisted living. The website offers a comprehensive directory of assisted living facilities in Illinois that allows users to compare monthly living costs and financial assistance options. 
>> (800)-973-1540, caring.com

 

Chicagoland Methodist Senior Services (CMSS)
CMSS seeks to improve the quality of life for older adults  in Chicago by offering moderately priced senior services that include memory care, short-term rehabilitation, long-term skilled nursing, supportive living, low-income housing, and computer and technology services.
>> 1415 West Foster Avenue, Chicago, IL, 60640, (773)-769-5500, cmsschicago.org

 

City of Chicago Senior Services, Chicago Department of Aging
The City of Chicago administers several programs to address the needs of older adults in Chicago and inform them of the resources available to them. Services include (but are not limited to) assisted living programs, home delivered meals, insurance counseling and legal assistance, and regional senior centers.
>> 1615 W. Chicago Avenue, 3rd Floor, Chicago, IL, 60622, (312)-744-4016, cityofchicago.org

 

H.O.M.E. Housing Opportunities and Maintenance for the Elderly
H.O.M.E. services focus on maintaining the independence and wellbeing of low-income seniors. Programs include home upkeep and repair, a shopping bus, intergenerational affordable housing, and a moving assistance program.
>> 1419 W Carroll Ave, Floor 2, Chicago, IL, 60607, (773)-921-3200, homeseniors.org

 

IL Department of Aging 
The Illinois Department on Aging both serves and advocates for older citizens and their caregivers. Programs are wide-ranging and include assistance with public benefits, food programs, health assistance, home repairs and maintenance, and protection and advocacy. 
>> Senior Help Line: 1-(800)-252-8966 or 1-(888)-206-1327, illinois.gov

 

Salvation Army Ray and Joan Kroc Community Center
The Kroc Senior Center organizes classes and social activities, field trips, workshops, and special events for older adults. Seniors meet at the Kroc Center on the 3rd Thursday of each month to discuss relevant topics and share information about resources, benefits, and events going on. 
>> 1250 W. 119th St, Chicago, IL, 60643, (773)-995-3350, kroccenterchicago.org  

 

Senior Housing Guides
The U.S. Department of Housing and Urban Development (HUD) has compiled this national registry of information regarding housing programs for senior citizens. Guides for senior housing include information on housing loans, public housing, reverse mortgages, and housing counseling. Information for each program can be narrowed down by state and zip code by online users. 
>> hud.gov/seniors

 

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Veterans’ Programs


Catholic Charities: Veterans Services
Catholic Charities provides assistance to veterans in Lake and Suburban Cook counties, particularly those experiencing homelessness, or imminent homelessness. Services include emergency housing, intensive case management services, and connections to benefits from the U.S. Department of Veterans Affairs (VA).
 >> Multiple locations, main office at 721 N. LaSalle St., Chicago, IL, 60654, (312)-655-7500, catholiccharities.net

 

Catholic Charities: Veteran Housing 
Cooke's Manor offers a transitional housing program in an alcohol/drug-free environment for men, with priority given to veterans. 
>> Building 14, Hines VA Campus, 5th Ave. and Roosevelt Rd, Hines, IL, 60141, (708)-343-2873
St. Leo Residence offers a permanent supportive housing program that gives preference to homeless veterans. 
>> 7750 S. Emerald, Chicago, IL, 60620, (773)-651-9950

 

Community and Economic Development Association of Cook County, Inc. (CEDA)  
CEDA's Housing Services Program includes transitional housing for veterans with honorable discharge. The housing facility is located in Chicago Heights, IL.
>> 567 W. Lake Street, Suite 1200, Chicago, IL, 60661, (800)-571-2332, cedaorg.net

 

Illinois Department of Veteran’s Affairs
This Illinois state department assists veterans and their families in navigating the systems of federal, state, and local resources and benefits, including long-term health care, education, mental health services, housing, and employment.
>> (800)-437-9824, illinois.gov/veterans

 

VA: Home Improvement Grants 
The following grants enable veterans to make home modifications to accommodate for disabilities connected to their military service or for disabilities resulting from aging. The first grant is the Home Improvements and Structural Alterations (HISA) Grant, the second grant is the Specially Adapted Housing (SAH) Grant, and the third grant is the Special Home Adaptation (SHA) Grant.
HISA: www.prosthetics.va.gov/psas/HISA2.asp
SAH & SHA:  www.benefits.va.gov/homeloans/adaptedhousing.asp

 

Veterans of Foreign Wars
This VFW office assists veterans of foreign wars with identifying and preparing claims for benefits. 
>> 2122 W Taylor St. Room 105, Chicago, IL, 60612, (312)-980-4284, vfwilserviceoffice.com

 

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Legal Aid Services


Legal Aid Bureau Inc.
Offers free or low cost legal aid to qualifying residents of Chicago.
1 N Dearborn St # 10, Chicago, IL 
(312)-986-4200

 

Legal Assistance Foundation
Offers free legal services in non-criminal matters to residents of metropolitan Chicago.
120 S La Salle St #900 Chicago, IL 
(312)-341-1070

 

Chicago Legal Clinic
Offers low cost legal services on a sliding scale based on income.
1914 S Ashland Ave, Chicago, IL 
(312)-226-2669

 

CARPLS
The free legal aid hotline of Cook County.
17 N State St # 1850, Chicago, IL 
(312)-738-9200

 

Cabrini Green Legal Aid
Offers low cost legal services on a sliding scale based on income.
6 South Clark St, Chicago, IL 
(312)-738-2452

 

Chicago Volunteer Legal Services
Offers free legal services to low-income residents of Chicago.
33 N Dearborn St #400, Chicago, IL 
(312) 332-1624

 

First Defense Legal Aid
Provides 24 hour legal representation for people in Chicago Police custody.
5100 W Harrison St, Chicago, IL 
(800)-529-7374

 

Mandel Legal Aid Clinic
Offers legal services as part of the University of Chicago's law school.
6020 S University Ave, Chicago, IL 
(773)-702-9611

 

Veterans Legal Aid Society
Provides legal services for veterans in the state of Illinois.
3838 W 111th St, Chicago, IL 
(773) 429-3838

 

Domestic Violence Legal Clinic
Provides legal assistance to survivors of domestic violence.
555 W Harrison St # 1900, Chicago, IL 
(312)-325-9155 

 

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