We are thrilled you are interested in homeownership with Habitat Chicago. We open applications for our program on a periodic basis, accepting several families at once so you have the peer-support of completing the program as a cohort. 


Habitat for Humanity believes that all hard-working individuals and families should have access to the benefits and stability of homeownership and want you to be a part of a homebuyer program that teaches you everything you need to know, and works with you to build your home!


We are now in our Affordable Homeownership Program application period and are accepting registrations for attendance at one of four required information sessions.


Take the First Steps

STEP ONE: Review our program information to understand the structure, intent and qualification of Habitat Chicago’s Affordable Homeownership Program. 


STEP TWO: Complete this self-assessment to get a sense of your possible eligibility for our program. (Please note: this is not an application.)

STEP THREE: Attend one of our mandatory Information Sessions to learn how to submit an application. Seating is limited; you must register to attend.


Want to Get a Jump Start?

If you register for and attend an Information Session, you will receive complete instructions for submitting your affordable homeownership application. But if you are itching to get prepared for the full application process, you can begin collecting the documentation listed below for each applicant and household member.
Required for each homeownership applicant & co-applicant: 

  • Social Security card / permanent resident card / work visa 

  • Letter of explanation for all credit inquiries 

  • 2 months of most recent assets statements (pension funds, retirement accounts, CD’s etc) (all pages) 

  • 2 months of most recent bank statements for checking and savings accounts 

  • 12 months of most recent cancelled rent checks 

  • Copy of death decree / divorce decree / marriage license (if applicable) 

  • Bankruptcy discharge documents / foreclosure documents (if applicable)  


Required for applicant, co-applicant AND all members of the household who are 18 and older: 

  • State issued photo ID or driver’s license 

  • Most recent 60 days of pay stubs and income statements from any sources (includes self-employment, online store income) 

  • If income is not from wages - proof of any other source of income from the official source of that income (for past 2 years with annual statements) 

  • All forms of income including social security, disability, foster care payments, child support, pension payments etc 

  • Previous 2 years of W‐2’s and complete Tax Returns (1040’s with all schedules/ 1099’s) 

  • If you are self-employed you will need a current year-to-date Profit and Loss Statement and Balance Sheet. 

  • This includes for contract labor, LYFT/UBER, online stores, or any other sources of income 

  • List of outstanding City of Chicago parking tickets, if any. If on payment plan, bring proof of payment plan (search at


Not Ready to Apply Yet?

We open our application period one time a year. If you are interested in our program but not ready to get started just yet, sign up for our interest list using this form so we can keep you up to date on future application periods. You can also sign up for notifications by calling us at 312-563-0296 x315.


Equal Housing Opportunity

Habitat for Humanity Chicago is a nonprofit housing ministry affiliate of Habitat for Humanity International. We seek to eliminate substandard housing in Chicago and to make decent shelter a matter of conscience and action. Habitat invites people of all backgrounds, races and religions to build homes together in partnership with qualifying families. 



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